France
The SEPA standard unifies the way in which transfers and direct debits are made to gain in speed, simplicity, security and efficiency. From now on, our bank account will no longer be identified by the classic 20-digit code, but by the IBAN.
If you want to know the IBAN of your account, you can do it from the Bankinter application or by accessing bankinter.com. From there you will be able to access the IBAN of your Bankinter account and select it to be able to share it.
Clicking Subscribe implies your express acceptance of the Data Protection Clause and therefore, by means of this acceptance you are informed and consent that your personal data are subject to automated processing by the Bank in the terms set forth in the LO 15/1999, of December 13, in Law 34/2002 of July 11 and in the aforementioned clause of Data Protection.
By clicking on Subscribe you expressly accept the Data Protection Clause and therefore, by means of said acceptance you are informed and consent that your personal data will be subject to automated processing by the Bank under the terms set forth in the LO 15/1999, of December 13, in the Law 34/2002 of July 11 and in the aforementioned Data Protection Clause.
Iban a número de cuenta
Un IBAN, o número de cuenta bancaria internacional, es un sistema de numeración internacional estándar desarrollado para identificar una cuenta bancaria en el extranjero. El número comienza con un código de país de dos dígitos, luego dos números, seguidos de varios caracteres alfanuméricos más. Tenga en cuenta que el IBAN no sustituye a la numeración de la cuenta de un banco, ya que sólo pretende proporcionar información adicional que ayude a identificar los pagos en el extranjero.
El número IBAN se compone de un código de país de dos letras, seguido de dos dígitos de control y hasta treinta y cinco caracteres alfanuméricos. Estos caracteres alfanuméricos se conocen como número básico de cuenta bancaria (BBAN). Corresponde a la asociación bancaria de cada país determinar qué BBAN seleccionará como estándar para las cuentas bancarias de ese país. Sin embargo, sólo los bancos europeos utilizan el IBAN, aunque la práctica se está popularizando en otros países.
Un número IBAN se utilizará cuando se envíen transferencias interbancarias o se transfiera dinero de un banco a otro, especialmente a través de las fronteras internacionales. En el registro de países que utilizan actualmente el sistema IBAN, hay varios ejemplos:
Germany
With the SEPA standard, the way in which transfers and direct debits are made is unified to gain in speed, simplicity, security and efficiency. From now on, our bank account will no longer be identified by the classic 20-digit code, but by the IBAN.
Clicking on Subscribe implies your express acceptance of the Data Protection Clause and therefore, by means of this acceptance you are informed and consent that your personal data will be automatically processed by the Bank in the terms set forth in the LO 15/1999, of December 13, in the Law 34/2002 of July 11 and in the aforementioned Data Protection Clause.
By clicking on Subscribe you expressly accept the Data Protection Clause and therefore, by means of said acceptance you are informed and consent that your personal data will be subject to automated processing by the Bank under the terms set forth in the LO 15/1999, of December 13, in the Law 34/2002 of July 11 and in the aforementioned Data Protection Clause.
Andorra
If, on the other hand, you want to make a payment or transfer outside the European Union, also within the range of an international transfer, the information provided by the IBAN code is not enough. It is also necessary to notify the BIC code of the recipient institution.
Saving in the medium and long term requires discipline and a systematic approach to achieve the objective set, which is a symptom of good financial health. Making regular contributions to an investment vehicle -such as a mutual fund or pension plan- is one of the best tools for achieving savings goals.
However, the main reason why SWIFT is often known is because it is an international code that provides its partners with an encrypted messaging service that enables international fund transfers. SWIFT determines the bank codes that are necessary to make or receive an international transfer.
The BIC (Bank Identifier Code) or SWIFT code is used to identify the beneficiary bank of a transfer (or destination bank). It is an international alphanumeric code that can consist of 8 or 11 characters: